What Are The Benefits Of Gap Insurance?

Gap insurance, otherwise known as “guaranteed auto protection,” is insurance designed to cover the difference between a car’s actual cash value and the balance of the loan financed when the car was purchased. If your car is totaled, gap insurance provides you with full coverage in case you still owe a remaining loan amount. As the name implies, it fills the gap between what you owe and the car’s value. What arwhat are the benefits of gap insurancee the benefits of GAP insurance you might ask? This form of protection is both beneficial and convenient, covering worst-case scenario, offering flexible payment options, and expediting the replacement process of your vehicle.

Protection When The Worst Happens

Purchasing a brand new car is usually a very happy day. However, as soon as you drive it off the lot, your new car is technically not brand new and immediately depreciates. Sometimes this depreciation can be as drastic as losing 20-30% of the total value.

This depreciation has no impact on your loan amount. It remains the same and needs to be paid off, no matter what circumstances the vehicle or driver may encounter. For example, if the vehicle is lost, stolen, or totaled (deemed unfit to drive), the remainder of the loan is still owed. This is where gap insurance comes in making up the difference between the car’s depreciated value and the remaining balance. Without gap insurance, that difference is now a burden the driver must bear. Combined with new payments for a replacement vehicle. You can clearly see how GAP insurance has the potential to save a driver thousands of dollars in lost money in the event of a disaster.

Payment Options

Because gap insurance is technically separate from your typical monthly car insurance, there is no obligation to pay for it the same way you pay for your coverage. You can decide to pay for the entirety of the gap coverage in one fell swoop or incorporate smaller payments into your monthly car insurance premium. Your available funds and cash flow will help you decide what works best for you.

There are also instances in which the purchase of gap insurance does not immediately have to be implemented when someone buys a vehicle. Some dealerships offer the coverage for twelve months after the initial purchase of the car, allowing you to have time to evaluate your need for the coverage. GAP insurance is also convenient because it is meant to last for the same amount of time as the car loan. When the loan is paid off, there is no need to pay for the extra coverage because there’s no longer a gap to cover.

Speedy Replacement

There’s no escaping the stress caused by theft, an accident, or the complete totaling of what is most likely your only mode of transportation. You’ll have to deal with insurance claims, police reports, and still, make payments on the totaled vehicle. You may even be effected by health problems caused by the accident. With so many things to do, the last thing you want to worry about is purchasing another vehicle and handling the additional payments that come along with it. Buying a GAP insurance policy would ensure that you are not responsible for the balance of a loan on a financed vehicle.

 

If you are involved in a damaging accident, the technicians at Wrecktify want to help relieve your stress and fix your vehicle. Our location in New Glarus, Wisconsin allows access to residents of both Wisconsin and Chicagoland. Visit wrecktifycollision.com to make an appointment with our experts for a collision estimate and repair.


What to Do After A Car Crash – Part 2

The turn in the new year does not reflect a change in our nasty midwest winters. This unfortunate truth also comes hand-in-hand with decreased visibility and traction on snowy, icy, and rainy days. While you may be taking precautions to drive safe, the same cannot be said for the other drivers on the road. The next best step that you can take is being prepared for what may happen after an accident occurs.

Document And Take Pictures

What to Do After A Car CrashIf you are able to photograph the scene and the damages from the crash, you will be able to better remember and share all important and pertinent information with the police, insurance companies, and any repair specialists. Be sure to take down the time, date, location, name, insurance company, and license plate of the other vehicles in the crash. The more information you can get, the better off you will be. This information is often taken by the police but it is important you have the information for your records as well.

File an Insurance Claim

One reason for taking detailed notes and photos is to assist you in making a claim to your insurance company. As many of us know, insurance claims can be a headache but with proper documentation and detailed reports, it can help ease some of the stress involved. Be aware, in the state of Wisconsin, it is every vehicle owner’s right to choose their repair shop. Some insurance companies may suggest a specific shop they would like you to use to but it is not within their authority to tell you when you have to take your repair.

Seek Medical Attention

If you have dire injuries, make sure an ambulance is called immediately. If your injuries are mild or nonexistent at the moment, check on all involved in the accident to ensure their safety as well. It is highly recommended that you be examined by a doctor shortly after your car accident to ensure your health and physical condition are not compromised. If you do experience aches, bruising, or any other symptoms within a week of your accident, be sure to report these to your doctor to rule out internal bleeding or other dangerous and life-threatening situations.

Take Your Carl to a Collision Repair Specialist

After you ensure your health, it’s time to assess the damage to your vehicle. The best way to do this properly is to take it to a collision repair specialist. An experienced mechanic can take a look at your vehicle and assess the damage and the necessary repairs to make your vehicle look like new again. The damage may be internal as well and they can ensure each component of your vehicle is working correctly and fix those that are not.

Wrecktify Collision knows that accidents are unavoidable but the care you take afterward is essential. Your health and safety is our first priority and the proper restoration of your vehicle is our second priority. With expert team members and years of experience, there is no one you can trust more than Wrecktify Collision. Contact us to learn more about our services.


What to Do After A Car Crash: Part 1

The harsh winter weather change in the Midwest leads to more dangerous driving conditions and an increased demand for Monroe County collision repair shops. Wrecktify Collision has extensive knowledge of all aspects of collision repair and can help you be ready to act after you are involved in a car crash.

Car crashes are never expected or planned for but they are often unavoidable and can cause extreme physical damage to your, your passengers, and your vehicle. Your first instincts after a car crash can make a life and death difference.  In order to help prepare you for the inevitable car crash you may be involved in or be a bystander to, we want you to be informed on what you should do after a car crash.

Get to Safety

Your first move after a car crash needs to be one of protection from further damage. This may mean you need to get away from the immediate site of the crash but never leave the scene of an accident, this can lead to a misdemeanor or a felony charge. If you are seriously injured and unable to move, make sure that you let others involved in the crash that you need medical assistance. Moving when you are seriously injured can lead to increased injury that is unavoidable.

Protect The Scene

If you are able to exit your vehicle, your next step is to make sure to protect the scene and check on all others involved or near the accident scene. If you are able to move your vehicle from harm’s way, you should. If you are not, make sure to turn on your hazards so that other drivers can avoid hitting you or your vehicle and cause further damage. Check on the other driver or drivers in the crash to make sure that they are safe and you can call for medical attention if it is needed.

Call the Police

One of your next steps should include at least one of the drivers making a phone call to your local police department to inform the police of the crash and ask for an officer to come to the scene to assist traffic redirection and ensure all parties cooperate.

Being prepared for a car crash can help you protect you, your passengers, and any other persons involved. Make sure that you do your part after a car crash to ensure safety, proper authorities are called, medical attention is given when needed, and your vehicle is repaired properly at a Monroe County collision repair specialist. Wrecktify Collision is experienced in all types of collision repair and can assist you as you deal with reporting your car crash records to your insurance company. With qualified mechanics and technicians, your car will be back to working condition and looking beautiful in no time. Be sure to call us to learn more about our services and stay safe this winter.


What is a Body Shop?

A body shop is known by many names, a repair shop, auto shop, mechanic shop, and more, but we digress. A body shop has many names but generally, they all have a similar meaning. A body shop takes the holistic approach to auto repair. After a collision, the damage can be external, internal, or both. Your best bet is to take your vehicle to a body shop where the damage can be assessed, and a plan can be formulated to repair your vehicle to its working condition. Learn more about what exactly can a body shop do for you.

Collision Repair

what is a body shopAfter an accident, it’s difficult to see your vehicle in despair and in need of repair. A body shop takes a full inventory of the damage, prepares an estimate of the necessary repair costs, and can give a time estimate for how long the repairs will take. Mechanics will ensure that the internal components are fully repaired, while the body technicians bring the beautiful exterior back to life.

Accidents happen, but you have the choice of what to do afterward. Taking your vehicle to a credible body shop is the only solution for extensive damage. From minor fender benders to head-on collision damage, we can take care of it all within a reasonable amount of time and with an affordable price tag. For any extensive damage that will take more time than usual, we create customer portal access to keep you fully up-to-date with the repair process, pictures, and any necessary documents you may need.

Restoration

The exterior of a vehicle cannot possibly stay in peak condition, if only it were that simple. Over time, rust forms, paint chips and wears, and dents happen. Restoration is the answer to this unavoidable dilemma. An expert body shop has the resources and the knowledge to wipe away the effects of time on your vehicle. Restoration encompasses all aspects of a vehicle. Wrecktify has the expertise to renew your vehicle from the inside out. No job is too big or too small.

Detailing

All vehicles are in need of some level of detail work from time to time. Body shops generally have a few options when it comes to detailing selections. At Wrecktify Collision, we offer four different detailing packages and even offer a special for our recent collision repair customers. If you schedule your detail within 30 days of your repair, we give you a $25 discount off any of our packages.

Wrecktify Collision and Restoration does it all. We examine all aspects of your vehicle to ensure that your repair is not only external but that all mechanical systems are in proper working condition as well. We can tackle extensive damage and make your car look like new. Give us a call, stop by our shop, or check us out online to see what we can do for you. We offer collision repair, detailing services, and restoration options.  


Meet Our Experienced Wrecktify Team

Some good things are born, and some good things are created. We believe Wrecktify Collision is that latter. You may be a first-time customer wondering who we are or a repeat customer who already knows our team members by name. Either way, we want to formally introduce our crew and give you a brief look into how we created this quality auto repair shop.

Meet Wrecktify Collision

 

Meet Our Experienced Wrecktify TeamOur interaction with John Vetterli didn’t end with the purchase of his auto shop. Three of our repair team experts have been trained under Vetterli. We have created a team with over 60 years combined experience in auto restoration, collision, and repair. The Wrecktify Way is founded on several key aspects: providing quality workmanship, with integrity, while building lifelong relationships and partnerships throughout the community. All of this revolves around our top priority of 100% customer satisfaction. No matter what collision repair or detailing needs you have, we want to be your first call.

Our Team

As mentioned above, our ownership is split three ways between Mark Meester, Sean Linton, and Jonathan Bauer. Mark remains the Managing Member and has a passion for Wrecktify’s restoration projects. Both Sean and Jonathan are Senior Technicians for our shop and share 31 years of experience between the two of them.  Steve Miller rounds out the Senior Technician team with 25 years of experience in the collision and restoration industry. Like many technicians, Steve is ICAR and Sikkins refinishing certified.

James Campbell is the GM king in the shop. He has 4 years as a Service Manager at a GM dealer, 9 years as a Body Shop Manager at a GM dealer and 35 years restoring GM “A” body cars. As our Body Shop Manager, James certainly knows how to get the job done and get it done right. Corey Breezer caps off our team as a technician, a graduate of MATC’s two-year Auto Body Course, ICAR, and Sikkins refinishing certified.

At Wrecktify, we believe there is no better team to trust your vehicle with. Our team is hand-picked to emphasize our loyalty to quality repairs and lifelong relationships. For any auto repair, detailing, or restoration projects you have, give us a call or drop by anytime.


What is The Wrecktify Way?

What is The Wrecktify WayThe process of returning to normal life after a car accident can be overwhelming. Whether you are dealing with insurance or figuring out how to get around without your vehicle, you have enough on your plate. However, you do not have to be alone during this process! We take so much pride in our method that we gave it a name, The Wrecktify Way. But what exactly does that entail? Let’s  start from the beginning.

Unless your vehicle is drivable after an accident, you’ll need a tow. We recommend Stampfli’s Towing and Road Rescue. Both are 24-hour towing companies and service the Snohomish and Dane County areas. If your vehicle is driveable, come by the shop anytime between 8 AM to 5 PM or by appointment for an estimate. We will take a look at the damage and give you an estimate within 15 minutes. Unlike some repair shops, we work with all insurance companies. Be sure to note your insurance claim number and give it to us in order to begin your repair as quickly as possible.

Trusted Vehicle Repair

Our expert body shop manager will walk you through the entire repair process. We want to ensure you are informed and trust us with your vehicle repair. Once we have a clear picture of the necessary repairs, you will schedule a convenient appointment time for your body work. We ask all of our body shop managers to keep you informed on a regular basis. For repairs that will take extensive time, we upload a customer portal for you to check on your vehicle’s status, see pictures of the progress, and access documents you may need.  We do not believe in keeping our customer in the dark and that is why we love our life-long clients! Transparency is key in earning and keeping customer trust.

Being without your vehicle can wreak havoc with your schedule. Fortunately, we have an agreement with Hertz car rental. We can make arrangements for a rental vehicle to be delivered to your home, work, or the Wrecktify Auto Shop for easy pickup. All we ask is that you contact your insurance provider to find out what coverage your policy has for rental cars.

The Wrecktify Way is the best way to recover from an auto accident. We believe in quality repairs, complete customer satisfaction, and lifelong customer relationships. Contact us today to begin your auto repair with Wrecktify Collision and Restoration.


New Glarus Repair Shop’s Tips for Leasing

Everyone wants to drive an envy-inducing car and dealerships know it. It’s one of the biggest draws that leasing has for consumers. Of course, not everyone can afford to buy a new car every few years, but with leasing, it sure feels like you can. Leasing can be a confusing process and we want to help you figure out if leasing your next car is the right move for you.

Before you begin looking at a dealership and their numerous leasing options, know your budget. There many different ways to lease—more on that later—and the prices will vary so you need to know the absolute top dollar you can afford for monthly payments. Check the gas milage as well to factor into your monthly gas bill.

As usual, when pertaining to anything legal, read the fine print! When we see or hear an advertisement we often only remember the general numbers and the car. What we don’t know is:

  • How many miles it covers
  • If you qualify for the deal
  • The extras costs
  • Fees and taxes

These details matter a great deal when it comes to the bottom line. Do your research online when you hear or see an attractive leasing offer. If the deal still seems like an affordable option to you, visit your local dealership and see exactly what they can offer.

Did I say local dealership? I meant dealerships. Get multiple quotes! Each dealership is under its own management and can offer different deals. Talking to multiple salespeople can also make a difference. Sales representative are trained to make the deal look ideal to you while making it profitable for them. It’s often helpful to go to the dealership a few times and talk to different associates about the pricing they can offer so you know you’re getting the lowest deal.

One major drawback to leasing is the milage tradeoff. There are some extremely attractive leasing offers out there but they have an ultra low-mileage allowance. A general standard for leasing mileage is 12,000 a year, but if you exceed this number you will be charged roughly $0.10-$0.15 per extra mile. This can easily add to your bill if you aren’t careful how often or how far you drive your leased vehicle. If this worries you there is an unlimited-milage option, also called an open-end lease, but your monthly payments will be much higher. If at the end of your leasing the depreciation value is less than the market value you will be charged the difference.

Make sure you visit your New Glarus Repair Shop, Wrecktify, to get your ride in shape to receive top dollar when you’re ready to sell or trade it in for a lease. A clean car will always look better to a buyer and every bit helps. We offer several detailing packages and can help with any repairs your vehicle may need. Contact us today or come check us out!
Subscribe in a reader


Tips For Buying Pre-Owned

Buying a pre-owned vehicle doesn’t have to be a gamble and you don’t have to be an aficionado. The best buyer is an informed buyer and Wrecktify wants to help you be just that. We’ve compiled some of our best tips for considering a pre-owned vehicle.

Budget

The first step is knowing your budget. Living within your means and keeping in line with your budget should be a top priority for all good purchases. Bear in mind you will need to budget for monthly payments and regular maintenance. You should also know the general amount of money you can spend on gas and insurance each month; the difference could determine if you purchase a gas-guzzling truck or an economical sedan.

Accident History/Recalls

This is a big deal. We know that vehicles can be in a serious accident and be repaired to look like new, we do it all the time! Be sure that you are given a full accident report and research the vehicle recall history to ensure you are driving a safe vehicle. By looking into a car’s make, model, and year you can be thoroughly informed of the possibilities of future repairs it may need and other general expenses.

Mileage/Ware

This may be the most commonly checked factor when purchasing a pre-owned vehicle. Everyone knows that high mileage doesn’t sell well. But there are some fallacies with that assumption. Not all miles are the same. The first few seconds of a car running are where the majority of engine wear occurs. You could be looking at two identical cars, one with 64,000 miles versus one with 128,000, but the first was mostly city driving and rarely serviced and the other was majority highway and well taken care of. Of course, check the mileage but also check it’s driving and maintenance history.

Little Things

After all the major factors are considered, there are still some things you should verify before you drive off in your new ride.

  • Does the radio work?
  • Do all the lights turn on and off?
  • Can you adjust the front/bucket seats as needed?
  • Does the A/C and heat work? (You may be purchasing a new vehicle in the summer but when winter rolls around you don’t want to be stuck with the A/C on!)
  • Is there enough storage for your needs?
  • Does it make any unusual noises while driving or idling?

Sure, the big things are deal breakers, but even the little things count. They may not make-or-break, but they could potentially be a nice chunk off the sale price.

Buying pre-owned doesn’t have to be a hassle and a nice clean up doesn’t either! Come visit us after you purchase your vehicle, or with your current one, and let us help you with any auto repairs or detailing needs you may have.


Navigating Wisconsin Car Insurance

Navigating Wisconsin Car InsuranceWhile holding car insurance is a must in the state of Wisconsin, the hassle associated with it isn’t! Wrecktify Collision handles insurance claims regularly so we consider ourselves experts. We know being in an auto accident is stressful enough as it is, and we aim to help eliminate any unnecessary strain.

At Wrecktify, we take pride in our ability to walk you through each step of the repair process and answer any questions you have. We begin by giving a written estimate that includes all necessary information that you may need, and follow up by contacting your insurance company. We will work with any insurance company, but your provider may encourage you to contact a company they partner with. However, in the state of Wisconsin, it is your right to choose your repair auto shop. If you’re unsure of how to navigate the car insurance world, here are the basics.

Minimum Requirements

In Wisconsin, all drivers must meet the basic insurance requirements: liability, uninsured, and underinsured motorist. The minimal liability insurance needs to equal at least $25,000 per person for injury or death, $10,000 for property damage, and a total of $50,000 for multiple people in a single accident. Uninsured and underinsured requires the same, except for property damage. Of course, there are several additional optional coverage options. People commonly add collision, comprehensive, and/or medical. Remember to always carry proof of insurance in your vehicle!

Insurance Quote

There are several different factors that insurance companies take into account when quoting rates. Your car’s make, model, and year will be the first thing to consider, along with your driving record, credit history, insurance history, and the primary location your car is kept. For example, motorists who live in the city and park their car on the street are likely to be quoted a higher premium than those who live in the suburbs and park their car in a garage. Be sure to ask your insurance agent if they offer good driver, good student, multi-car, or homeowners discounts. If you package your homeowner’s insurance and driver’s insurance, you may be offered a lower rate as well.

Insurance Estimates

Auto estimates aren’t the same as quotes. Estimates are given based on pre-existing information the company has, not your actual information. This can be confusing, but unlike a quote, estimates are subject to change at any time. Once a quote is given and accepted by the customer it can’t be changed. It’s wise to compare quotes and estimates from different companies before you make your purchase. The more information you have, the more informed you can be to make the right decision for you.

Let us lighten your load and help ease you through your auto repair! We strive for 100% customer satisfaction and hope to hear from you soon. Contact us today!

 Subscribe in a reader


Summer Restoration Project

summer restoration projectAs summer heats up, the covers come off, the sunroofs open, and the windows roll down. Midwest winters are harsh but once they are over, it is time to break out the summer vehicles. However, if your favorite ride needs some work, that may be something you are not looking forward to. Don’t worry! Wrecktify Collision and Restoration is ready to help you have more fun and less stress this summer

Restoration

Wrecktify specializes in restorations of all automobiles. Whether you want to build your dream car from scratch or bring your classic back to life, we are able to make your wish come true. We take every restoration project very seriously. We know it’s a privilege to work on your vehicle and even more so to build a vision with you. One of our body shop managers will walk you through the entire restoration process, answer any questions, and make sure they address any concerns you may have before the work begins

Detailing

Your ride may be running fine but needs a bit of elbow grease. We understand your time is valuable so we offer numerous professional detailing services. From our basic detail package to our supreme detail service, you set the pace! Our detail plus is one of our more popular packages. It includes the basic detail (interior cleaning, wash, wax, and more) plus an interior shampoo and a clay bar treatment. The clay bar treatment enhances your clean surfaces and removes any contaminants left behind.

We also offer our Wrecktify Collision Special to any collision repair customer. You’ll receive $25 off any of our detailing packages if you schedule your detailing service within 30 days of your repair service. For any collision repairs including a paint job, you may be required to wait longer than 30 days to allow your paint to cure

Collision Repair

We take pride in our 100% customer satisfaction goal, which is why we offer a “written lifetime guarantee” for each project we do. Quality workmanship is imperative when it comes to collision repairs; you should be able to count on your vehicle for years to come. Time after time our customers rave about the quality and efficiency of our work. We know your first encounter with Wrecktify may be a collision repair, but we believe in building lifelong relationships and hope to work with you on all your auto needs.

Unlike some body shops, we work with all insurance companies! Wisconsin gives motorists the right to choose their repair facility. At Wrecktify, we take pride in our ability to walk you through the insurance process. We know dealing with insurance can be frustrating, but with our help, your repair process will seem like a breeze.

We believe there is no job too big or too small. Don’t let the fear of cost stop you – we offer free estimates and consultations! For more information on how Wrecktify Collision and Restoration can help brighten your summer, contact us today.

Subscribe in a reader